When it comes to starting a side hustle to boost your income, taking the first step might seem intimidating.
After all, popular side hustles like blogging, YouTube, or offering freelance services often require startup investment and experience.
If you feel overwhelmed and don’t know where to begin, you still have options.
Thankfully, there are methods to increase your monthly income that don’t require a unique set of skills and make use of something you probably already have.
That’s right. You can start using your smartphone to make money simply by texting.
If you want to get paid to text or make money by chatting, the following 12 options are worth considering.
Get Paid To Text | The Best Text For Cash Apps
One of the simplest ways to make money with SMS is to install various apps that pay you for sending and receiving text messages.
Keep in mind, none of these ideas will make you rich or match the earning potential of side hustles like food delivery or being a rideshare driver.
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However, the low barrier to entry still makes them a viable option.
Here are 12 options worth considering.
Getting Paid To Text
McMoney is one of the most popular apps that pays you for receiving texts.
While McMoney is only available for Androids, it’s an easy way to earn passive income each month if you don’t mind getting random texts.
McMoney states that by receiving texts, you let McMoney “test and improve mobile operations.”
Companies that send SMS messages for verifying new users must ensure they can reach their customers.
This is where McMoney steps in.
Each time you get a McMoney text, you earn cash. The number of texts you receive varies based on your location and the demand to test SMS reach in your area.
McMoney operates globally, but there’s a limit to how many users from a specific region can join.
Typically, texts pay a few pennies, but again, this is free passive income.
You can also change your availability to prevent McMoney from texting you at certain hours.
For most users, McMoney requires $6 to cash out through PayPal.
However, this threshold varies by country, and some users only require $1.
McMoney reviews indicate that this app has varying levels of success.
Here are a handful just to give you an idea.
Mcmoney works for me, albeit slowly. I’ve cashed out once. Get around 5 texts back week. I could never get control mysms to work.
I made $ .20 on Mcmoney so far, and i have had for a month. By this rate i may get myself a KFC meal in july.
I have used McMoney for over a year, and have had no problems cashing out.
Ultimately, if you want a simple text for cash app and have an Android, McMoney is perfect.
If you don’t mind answering short surveys, 1Q is another easy way to get paid to text and share your opinion.
1Q works in 3 simple steps:
- Signup: Create an account on 1Q with Facebook or email.
- Answer Surveys: Brands use 1Q to send questionnaires to panel members. This helps brands collect valuable market research from real people.
- Get Paid: 1Q sends you between $0.25 and $1.00 through PayPal for each survey you complete.
Getting paid between $0.25 and $1.00 doesn’t seem like much, but 1Q surveys are shorter than your typical survey websites, which often have surveys that take 15-30 minutes.
To receive more paid text opportunities, you can download the 1Q Android or IOS app to provide advertisers with additional demographic information to match you to more surveys.
1Q is available in North America, Australia, and the UK with more countries planned for the future.
IMGR, not to be confused with IMGUR, is another simple way to make money by texting.
This app is only available for IOS and honestly, it’s not very well-known.
However, IMGR is a slightly different way to make money with SMS.
IMGR is actually a messaging platform that lets you text your friends to earn money.
IMGR partners with brands, and texts you send have small emojis or promotional messages that these brands sponsor.
In return, you earn points for each text.
You earn 1 point for sending or receiving a branded message.
Points are redeemable for PayPal cash or iTunes gift cards.
The conversion rate is 90 points equals $1, and it’s important to note that points don’t carry over month-to-month.
Therefore, it’s important you text enough to cash out your points every month.
Additionally, the most you can earn from a single contact is $5 per month.
As long as you and your friends send more than 90 branded messages per month, you can make easy money by texting through IMGR.
Work From Home Texting Jobs
If you want to make more income from sending text messages, there are also several work from home job opportunities that involve SMS marketing or being a chat operator.
If you want to get paid to text but want control over the services you offer and how much you charge, Fiverr is a great marketplace to try out.
As a Fiverr seller, you list freelance services you offer and a price.
When buyers find you on the Fiverr marketplace, they can hire you for the services you offer.
If you never heard of Fiverr, it is ultimately a secure and trustworthy platform where thousands of freelancers and business owners are already transacting.
Popular Fiverr gigs include niches like programming, content writing, and graphic design.
However, some creative Fiverr gigs that involve texting include:
- SMS marketing
- Translating text messages
- Selling texting advice for romantics
- Sending motivational or reminder texts for clients
Understand this isn’t a huge niche on Fiverr.
However, if you can make money by texting for Fiverr clients, you can build up your seller profile and branch into new niches in the future.
The other benefit is since it is a smaller niche, you won’t have a lot of competition.
#5. Text121 Chat
Text121 Chat is a popular chat operation business that began in 2003.
Text121 connects skilled texting operators to companies in need of qualified workers.
- Related: Discover how to get paid to chat
All Text121 Chat asks is that you’re available to send a minimum of 1,000 texts per month.
Currently, Text121 has positions for 3 different roles:
- Text Chat Operators. This job is flexible and lets you work from home as often or as little as you prefer.
- Customer Support Agent. This isn’t exactly a get paid to text job since you’re on the phone with customers to help answer questions.
- Adult Phone Operator. This job is a get paid to flirt job. Depending on your preferences, this might just involve texting. If you’re more serious, you can also flirt over the phone.
The adult industry is definitely where Text121 Chat specializes.
However, other roles include being a chat room moderator or live stream moderator.
If you want a flexible job that pays you for texting, Text121 Chat is worth exploring.
If you’re an expert in something, there’s a chance you can make money through one-on-one phone consultations via Fibler.
Fibler connects everyday people with experts in a particular field. Some common examples of Fibler experts include:
Getting professional in-person help is expensive, and Fibler aims to make this process more accessible and affordable.
As a Fibler expert, you choose what advice you offer and how much you charge per minute.
Fibler adds their service fee to the customer, and you can cash out via direct deposit, PayPal, or other methods depending on where you live.
Ways To Get Paid To Flirt
The discrete nature of texting also means that the adult industry has a lot of money on the table for phone operators and texters.
Obviously, you need to be comfortable with this idea to enter this line of work.
However, if you want to get paid to talk or to text flirty messages, these companies are your best bet.
TexKings is similar to Text121 Chat except it solely focuses on the adult industry.
Additionally, TexKings also accepts operators for the following languages:
As long as you can text 25 words per minute or more, are 18 or older, and have a valid ID, you can work for this company.
Pay varies between €0.06 and €0.12 per message. If you reach a certain quota for your specific project, your pay increases.
Additionally, operators can earn monthly bonuses between €25 and €125.
According to TexKings, chat operates typically earn between €100 and €500 per month.
This comes to between $100 and $600 a month.
You can also work as a phone operator and earn €15 to €24 per hour of talking.
However, if you want a simple job that pays you for flirting, being a text operator should suffice for boosting your monthly income.
FlirtBucks is a woman-only chat operator platform that’s another way to make money by flirting mostly with men.
However, the main difference between FlirtBucks and other texting jobs is that you work from your computer, not a phone.
Currently, FlirtBucks is hiring women who are 18 or older from Canada, the UK, Australia, and the U.S.
Additionally, there are several other requirements:
- Have an official ID to verify your age
- Have a computer with a webcam
- Have a typing speed of at least 40 words per minute
- Be fluent in English
- Have good conversation skills
Now, I know what you’re thinking, but the webcam doesn’t mean what you think it does.
FlirtBucks is a chat room and adult performance isn’t permitted.
As a chat operator, you can also leave the room at any point if you’re uncomfortable or want a break.
FlirtBucks pays between $0.40 to $0.50 per minute depending on how long you’ve worked with the company.
This means as a 6 month or longer worker, your chat rate is $30 per hour, which is significantly higher than minimum wage.
FlirtBucks pays every 2 weeks by check or PayPal.
If you don’t mind video chatting, FlirtBucks pays more than your average get paid to chat website.
#9. Chat Recruit
Chat Recruit is a leading chat operator marketplace in the UK.
You’re free to join the platform since Chat Recruit simply takes a cut of your earnings to make money.
Chat Recruit also lets you earn through the following jobs:
- Cam shows
- Phone operator
Additionally, you can also create locked content that people have to pay and subscribe to view.
You set your own rates, and how far you take Chat Recruit, or what services you offer, is entirely up to you.
MyGirlFund is another flexible platform where you can make money by flirting with guys, selling photos, running a cam show, or simply texting.
Obviously, this platform caters itself to flirting with men for money, but again, you choose what services you offer on your profile.
MyGirlFund pays 1 credit for each message you send. Other than that, you set your own rates for other services.
MyGirlFund is also free, and the platform makes money by charging a service fee when you cash out.
Redemption options include Skrill or check.
This might not be the best platform if you just want to text.
However, it’s a pretty popular platform and is worth considering if you’re serious about this line of work.
#11. Lip Service
Lip Service is another company that specializes in outsourcing phone and text operators to other businesses.
If you live in the U.S. or Canada and want to work from home for at least 25 hours per week, this could be the perfect fit.
Lip Service hires for 3 roles:
- Customer service
- Phone actress
- Text chat operator
You need a headset and working computer for this job.
Additionally, the application form is a bit lengthy, and previous experience as a chat operator will probably improve your odds of getting hired.
Lip Service doesn’t state their rates unfortunately, but you can apply in English or Spanish which is a plus.
If you’re looking for another way to make money by flirting, the Phrendly app could be a final option to test out.
Once you create your profile on Phrendly, you can browse through other users to see if you want to chat with anyone.
On Phrendly, you actually get “drinks” whenever someone on the platform messages you first.
Drinks are worth $0.35, so a few simple messages from people can get the ball rolling.
Phrendly also lets you make money through video chats or by receiving gifts if someone really likes you.
Think of Phrendly as similar to Tinder, only it costs to chat.
You can cash out once you reach $10 if you have a U.S. bank account for direct deposit.
Unfortunately, Phrendly doesn’t support other payment platforms.
If you have a compelling profile, this could be a lucrative way to get paid to text.
How Much Money Can You Make From Texting?
Since getting paid to talk has a low barrier to entry, companies typically pay a low amount per text.
This means that getting paid to text is nothing more than a modest side hustle for most people.
If you work for a legitimate company like TexKings or FlirtBucks after work, you can realistically earn a few extra hundred dollars per month based on their pay rates if you put in enough hours per week.
In this sense, being a chat operator is essentially a part-time job.
Other companies generally pay less or require you to attract fans to make money.
Additionally, many texting jobs are an add-on service for the adult industry, and the money is in video chatting or phone calls, not texting.
Ultimately, texting jobs are a viable side hustle.
However, you need to work for the right company and be comfortable with whatever your exact role is.
Texting for cash might sound like the perfect work from home job.
After all, according to SMS Eagle, we already send more than 6 billion texts per day in the U.S. alone.
Since texting is so popular, you might as well get paid for some of the time you spend chatting!
Just keep in mind, most text for cash apps like McMoney don’t pay much.
Additionally, if you want to work as a chat operator or get paid to flirt, those jobs typically pay more but are really a side gig for most, not a full-time income source.
However, as long as you stay within your comfort zone, there’s no reason why you can’t boost your monthly income just by using your smartphone.